Class Action Harp 2 Against Bank Of America

As a general overview, class action lawsuits involve a band of people in some capacity: A collective class, formed together over the issue of a faulty product, suing a defendant, or a group of defendants, multiple negligent companies, for instance, being sued by a single person. While more class action suits are filed on behalf of product liability claims, other case types end up in court, too, including shareholders suing for business fraud, employees for discrimination, and residents over environmental disasters.

Each case, which can be filed in either federal or state court, class action has its benefits. Because less witnesses overlap, the trial process understandably moves along faster, while the overall cost of litigation tends to be lower than for individual plaintiffs filing alone.

On the other hand, these types of cases also tend to have drawbacks. Before the lawsuit even moves forward, the collective group must be called a class. Federal courts, as well, can stop class actions if the defendants are state governments or officials or if the plaintiffs number less than {one hundred,100.

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