Class Action Harp 2 Against Bank Of America

As a general rule, class action lawsuits involve a band of people in some capacity: A collective class, formed together over the issue of a misrepresented product, suing a defendant, or a group of defendants, individual negligent companies, as an example, being sued by a single person. While more class action lawsuits are filed on behalf of product liability claims, other case types also conclude in court, too, including groups of shareholders suing for corporate fraud, workers, and residents over environmental disasters.

Each case, which may be filed in either state or federal court, class action lawsuits has its benefits. Because less witnesses overlap, the trial process inevitably moves along faster, while the overall cost of litigation tends to be lower than for individual plaintiffs filing alone.

On the other hand, these types of cases do tend to have drawbacks. Before the class action even progresses, the prosecuting group must be named as a class. Federal courts, as well, may conclude class action lawsuits if the defendants are state governments or officials or if the plaintiffs number less than {one hundred,100.

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Nationstar acquired my Bank of America about 2 years ago. We need to file a class action suit. Payments were always made on time. I received a letter from them encouraging me to refinance under the HARP program, which allows loans up to 125% of value,

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