Class Action Harp 2 Against Bank Of America

As a general rule, class action lawsuits involve a large group of people in some capacity: A collective class, formed together over the issue of a defective product, suing a defendant, or a group of defendants, multiple negligent companies, for instance, being sued by an individual. While more class action suits are filed on behalf of product liability claims, other types of cases also conclude in court, too, including groups of shareholders suing for business fraud, workers, and residents over environmental disasters.

With a case, which can be filed in either federal or state court, class action has its pluses. Because a limited number of witnesses overlap, the trial process inevitably moves along faster, while the cost of litigation tends to be lower than for one off plaintiffs filing alone.

On the other hand, these types of cases do tend to have drawbacks. Before the lawsuit even progresses, the collective group must be defined as a class. Federal courts, as well, can dismiss class actions if the defendants are state governments or officials or if the plaintiffs number less than {one hundred,100.

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Nationstar acquired my Bank of America about 2 years ago. We need to file a class action suit. Payments were always made on time. I received a letter from them encouraging me to refinance under the HARP program, which allows loans up to 125% of value,

Name: Colin Gan – University Of Minnesota
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